How to Lower Student Loan Payments

How to apply for student loans		Complete the FAFSA, compare federal and private loans, accept your financial aid offer, and complete any required loan counseling.
How to qualify for student loan forgiveness		You may qualify by working in public service, teaching, or through income-driven repayment programs if you meet program requirements.
How to consolidate student loans		Combine multiple federal student loans into one Direct Consolidation Loan to simplify payments and potentially access additional repayment options.
		Lower payments by enrolling in an income-driven repayment plan, refinancing eligible private loans, or extending your repayment term.